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Michael Garcia Joins RiskExec as Director of Compliance Products and Services

May 12, 2022
RiskExec is pleased to announce Michael Garcia has joined the company as Director, Compliance Products and Services.

April 27, 2022 – RiskExec, Inc., a subsidiary of AsurityTechnologies, LLC (“Asurity”) and the industry-leading SaaS solution for Home Mortgage Disclosure Act compliance (HMDA), Community Reinvestment Act (CRA), Fair Lending, and Fair Servicing compliance in the financial services industry, is pleased to announce Michael Garcia has joined the company as Director, Compliance Products and Services.

Before joining RiskExec, Michael spent almost 20 years in the banking and mortgage industries, most recently serving for the past decade as a Federal Deposit Insurance Corporation (FDIC) Commissioned Compliance Examiner in the Department of Depositor and Consumer Protection. In that role, Michael gained extensive technical compliance expertise and was responsible for the oversight and enforcement of a myriad of consumer protection laws and regulations, including the CRA, Fair Lending, and Unfair or Deceptive Acts or Practices (UDAP).

Throughout his career, Michael has held a variety of roles focused on developing and improving compliance management systems through, among other things, the identification of data integrity issues, the enhancement of operational controls, and the implementation of training concerning new policies and procedures. During his tenure with the FDIC, Michael received his appointment as a Commissioned Examiner in 2015 and served as the Mortgage Banking SME of the Austin/Houston territories from 2017-2021.

In his new role, Michael will be responsible for the design, development, and enhancement of RiskExec’s celebrated suite of products. Currently, RiskExec’s powerful tools, which include geocoding, mapping, peer comparison, redlining analysis, regression testing, matched pair testing, and more, have been adopted and embraced by consumer lenders and mortgage banks of all sizes.

“Adding Michael to the RiskExec team will position us to better implement the rapid pace of regulatory change and will enhance our ability to advance strategic initiatives for our valued clients,” says Melissa Hammer, Senior Vice President, RiskExec. She added, “Michael’s experiences working as both a compliance professional and a government leader provide him with a unique perspective that will enrich the development of the RiskExec platform, further solidifying its position as the premier solution on which the industry relies to meet its fair and responsible banking needs.”

Michael Garcia stated, “I look forward to working with such a talented group of accomplished subject matter experts. The rapid growth experienced by RiskExec and Asurity’s other compliance solutions is reflective of the unparalleled performance of these powerful software products as well as the commitment and dedication of the team. I’m excited to demonstrate to our clients and prospects how they can use compliance as a strategic advantage - which, in turn, betters the lives of the customers they serve and the communities in which we all live and operate.”

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In this blog post concerning legal and regulatory matters of interest to the mortgage industry, Sandler Law Group (SLG) provides general information and industry observations that are not motivated by or concerned with a particular past occurrence or event, or a specific existing legal problem of which SLG is aware. Nothing published herein is intended to constitute legal advice and the use of the newsletter by a reader shall not give rise to an attorney-client relationship with SLG. SLG expressly disclaims any representation of accuracy or reliability as to the content of this newsletter, as well as any obligation to maintain such content over time or to ensure it is free from errors. Brad Cope is the attorney responsible for the SLG content of this newsletter. The attorneys of SLG are not certified by the Texas Board of Legal Specialization, except as otherwise noted at

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