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Ed Kramer is a Senior Advisor on the Asurity team. Ed brings decades of financial services experience and a wealth of expertise in regulatory and compliance matters, the mortgage and software industries, and business management and development.

Mr. Kramer serves as a Director of the recently created ICE Mortgage Technology (IMT). IMT combines the innovation and expertise of Ellie Mae, Simplifile and MERS, as the only provider focused on automating the entire mortgage process - from consumer engagement through loan registration and every step in between. IMT offers the only digital network that applies robust data connections across the industry to virtually every loan in the market.

Ed is also the Independent Director of Mortgage Electronic Registration Systems, Inc. (MERS). He has served in that capacity since April 2011. MERS serves as the mortgagee in the land records for loans registered on the MERS® System, and is a nominee (or agent) for the owner of the promissory note.The MERS® System is a national electronic registry system that tracks the changes in servicing rights and beneficial ownership interests in mortgage loans that are registered on the System.

From April 2016 to March 2020 he was a member of the Senior Advisory Board for Treliant, LLC, a multi-disciplinary compliance, risk management and strategic advisory firm for the financial services industry and consumer-oriented businesses.

Mr. Kramer was Executive Vice President, Regulatory Affairs at Wolters Kluwer Financial Services from late 2006 to the end of 2015. Prior to this position, Mr. Kramer was Deputy Superintendent of Banks in charge of the Consumer Services Division of the New York State Banking Department, which is responsible for performing consumer compliance and fair lending examinations and administering the Community Reinvestment Act. The division also coordinates economic development and CRA outreach activities with banks and community organizations.

Earlier in his career, Mr. Kramer served as First Senior Vice President and Director of Residential Mortgage Lending at The Dime Savings Bank of New York, and was Executive Assistant to the Superintendent of Banks.

Mr. Kramer is a member of the Northeastern Regional Board of Directors of Operation Hope, Inc. and serves on the Advisory Board of Neighborhood Housing Services of New York City (NHS). He is a lecturer at Pace University Center for Governance, Reporting & Regulation.

Mr. Kramer received his MBA in Management, with distinction, from Pace University.

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