Regulatory, compliance, and technology experts

Andy Sandler is an entrepreneur, business leader and advisor, lawyer, and philanthropist. He leads Temerity Capital Partners, the Sandler family office and private investment company, which invests in and advises early-stage companies developing new technologies in financial services and achieving positive social impact. He founded and is CEO at Asurity Technologies. He is Senior Partner at Mitchell Sandler, a 25-lawyer boutique law firm founded in 2019 that is widely recognized as a premier law firm serving the financial services, mortgage and fintech industries. Andy owns the Kannapolis Cannon Ballers and the Greensboro Grasshoppers, two top-performing minor league baseball teams, and is actively engaged in community redevelopment through multifamily and mixed-use projects in both Kannapolis, N.C., and Greensboro, N.C.

Andy was named a Public Justice Trial Lawyer of the Year finalist for representing the Navajo Nation in its breach of trust litigation with the United States. Andy and his colleagues achieved a $554 million settlement for the Navajo Nation. HousingWire Vanguard recognized Andy as “one of the biggest names in the housing industry” and Legal Times has named him as a Legal Visionary for his law firm leadership.

Andy is the founder of The Sandler Family Foundation which focuses its philanthropy on health and welfare, social entrepreneurship, financial inclusion, and inclusive democracy. The Sandler Family Foundation’s funding initiatives include psycho-social support for cancer patients and their families through the Cancer Support Community where Andy has served on the national board for many years; professional development for social impact start-up entrepreneurs through the Global Good Fund; and advancement of broader adoption of ranked-choice voting through FairVote. Andy holds J.D. and M.B.A. degrees from the University of Pennsylvania Law School and Wharton School of Business, an M.A. from the University of Warwick (Rotary Foundation Fellow), and a B.A. from Union College.

Andy and his wife Andrea, managing partner of the Mitchell Sandler law firm, find their greatest joy spending time together with their family and friends at their Florida beach home and Virginia farm.

Awarded the 2019 HW Vanguard Award

Luke Wimer is Chief Operating Officer of Asurity. He manages the daily operations of the firm and is responsible for executing its mission, vision, and strategy.

Prior to Asurity, Luke served as EVP of Global Operations and CIO for MoneyGram, International; Principal at Thomas H. Lee Partners, the Boston-based private equity firm; Vice President of Technology at Capital One; and as Director, PwC Consulting. Luke holds an MBA from the Anderson School of Management at UCLA.

Dr. Anurag Agarwal is the president of Asurity's compliance risk analysis and report platform RiskExec.

He is a recognized expert in fair lending, Home Mortgage Disclosure Act (HMDA), Community Reinvestment Act (CRA), and related areas. As the main architect, designer, and developer of the platform, Anurag continues to lead the development of the RiskExec line of compliance technologies.

During his career, Anurag has consulted with and advised large financial institutions in the areas of compliance, fair lending, statistical analysis, and regulatory risk management.

Dr. David Greenwood is the Chief Technology Officer at Asurity. He oversees all aspects of the technology vision, strategy, and execution for the firm, ensuring our innovative compliance solutions meet rigorous standards for quality, security, and resiliency.

David has significant breadth and depth of executive leadership experience in IT management, technical strategy, solution design, and technology planning, development and delivery. Prior to Asurity Technologies, David served as Chief Information Officer at Promontory Financial Group, where he had executive leadership over corporate information systems and business applications. David was also a Managing Director, Technology, in the U.S. tax business of PricewaterhouseCoopers, with a focus on leveraging new technology to deliver innovative products and services. Prior to PwC, David was a senior technology leader and business line CIO at Genworth Financial. He previously served as the Vice President of Architecture and Engineering at Federal Reserve Information Technology, leading a portfolio of application and infrastructure initiatives aimed at modernizing the U.S. payment system. He began his career at IBM, where he held a number of senior management and technology leadership positions.

David holds a Ph.D. from University College London and a Master of Science from Rensselaer Polytechnic Institute.

Scott Sykes is the Chief Information Security Officer at Asurity. He oversees all aspects of securing the organization, its data and its customers data while ensuring compliance with relative standards and regulations.

He has over 15+ years of CISO experience, with successful track records building global security programs from scratch, with expertise in interfacing with regulatory entities of USA and EU governments.

Scott has twice built international security organizations, exhibiting skills in team building, technical acumen, and process implementations. He also successfully launched a Brussels, Belgium based network engineering consulting office.

He built and managed security organizations with operations in: Security Operations Center, GRC, Audits, Application Security, Infrastructure Security, and Customer Delivery. His teams built and operated all processes for incident response, SIEM monitoring, access/vulnerability management, security awareness training, vendor risk management, code testing, encryption key management, data and endpoint protection.

Scott also positioned his security organizations to be sales supporting. He would build key security functionality and then deliver the strategic messages to existing and potential clients. He ensured adherence to over 100 customer contracts and their unique security demands and also made sure new customers were comfortable with the organizations’ security postures, helping to seal new deals. By acting as a key point of contact for customers during sales and delivery, he played a vital role in closing new deals in new international markets.

Prior to Asurity, Scott was with Netcracker where he steered the company to full compliance with very stringent security requirements imposed by the Depart of Justice. At Tata Communications, he did the same and ensured the company remained compliant with CIFIUS security demands being monitored by the DOJ, FBI, DHS, and DOD. Earlier in his career he ran a network consulting practice for Lucent Technologies and successfully built a EU based office. His financial services experienced preceded with roles at Capital One, leading Security Strategy team and with Genworth, leading their web presence and all related security matters.

Scott has a degree in electrical engineering from the University of Delaware and his MBA from the Anderson School of UCLA. He holds several security industry certifications: CISSP, CISSP-ISSAP, CISM, CISA, CCSP (Cloud Security), Microsoft Azure Security Engineer Associate.

Grace is a risk and compliance management expert and financial services industry leader with over 30 years of global corporate and consulting experience. At banks, FinTech companies, and consulting firms, her oversight responsibilities have included risk and compliance, fair and responsible banking, CRA, deposit operations, financial crime, consumer banking, payment systems, information technology, complaints management, mortgage, consumer and commercial lending, and business strategy. Areas of focus have included risk assessments, risk mitigation and management, artificial intelligence, predictive analytics, data management, compliance management systems, and organizational transformation.

In her current role, Grace leads the Asurity Advisory practice as Senior Managing Director. In this capacity, she provides input and strategic direction relative to the Risk Exec product and leads the go to market activities for advisory service offerings.

Grace’s corporate roles have included Chief Compliance Officer of SunTrust Banks and Chief Risk Officer of Lender Processing Services (now Black Knight Financial Services, a leading FinTech company). At IBM’s Watson Financial Services Division, she led the design, development, implementation, and acquisition strategies of a number of technologies focused on regulatory compliance, risk management, and financial crime. Her consulting positions have included Partner at Guidehouse (formerly Navigant Consulting), where she led client development and relations regarding FinTech, financial crimes, and fraud. At KPMG, she was Director of the Southeast Risk Advisory Practice, focused on enterprise banking clients.

Grace is a frequent speaker on emerging technology, recently including a keynote on RegTech compliance implications at an American Banker event, as well as addressing international conferences and meetings of regulators on subjects including artificial intelligence for risk management, cognitive technology in boardrooms, and building trust and confidence in big data.
Grace earned a BS in Finance and Management from Florida State University. She has been recognized by the industry on several occasions for her technology innovation and was awarded Industry Academy Membership by IBM in 2018.

Lynn Woosley is a Managing Director with Asurity Advisory. She is a seasoned executive with extensive risk management experience in consumer protection, regulatory compliance, consumer and commercial credit risk, credit and compliance risk modeling, model governance, regulatory change management, acquisition due diligence, and operational risk in both financial services and regulatory environments.

Over the last three decades, Lynn has held leadership positions including Senior Vice President and Fair and Responsible Banking Officer; Group Vice President for Wholesale Transaction Modeling; and First Vice President for Portfolio Management within the Enterprise Risk Management division of a top 10 bank. Prior to joining the private sector, Lynn served as Senior Examiner and Economist at the Federal Reserve Bank of Atlanta. She also has 6 years’ experience in financial services consulting.

With strong knowledge and experience across multiple risk disciplines, Lynn has been a featured speaker for several banking, compliance, and CRA conferences across the country. Lynn has authored numerous articles and presentations on financial institution risk management and consumer protection issues. She has also developed training materials related to fair lending, fair housing, UDAAP, credit risk management, credit scoring, and consumer protection topics.

Lynn holds a BBA and an MBA from Middle Tennessee State University and an MS Finance from Georgia State University. She is a Certified Regulatory Compliance Manager and a Commissioned Examiner of the Federal Reserve System. Lynn has also served as both Chair and Vice-Chair of the Consumer Bankers Association’s Fair and Responsible Banking Committee.

Sarah Brons is Senior Vice President of Community Reinvestment Act (CRA) Products and Services for RiskExec, Inc. Sarah brings in-depth community development and CRA compliance expertise developed through experience in bank examining, bank CRA program development, and industry engagement.

Sarah joined RiskExec from American Express where she served in the American Express National Bank Center for Community Development as Director leading the CRA Grant and Service Programs.
She previously held Community Development Officer and CRA Officer positions in two other large banks.

Prior to joining to her roles in banks, Sarah served as a bank examiner with the Office of the Comptroller of the Currency where her responsibilities included conducting CRA exams for banks of all sizes.

Sarah earned her BSBA from the University of Nebraska at Omaha.

Diane Jenkins focuses her practice on mortgage banking regulatory compliance, assisting mortgage lenders and brokers in complying with compliance laws and regulations.

She has extensive experience practicing as in-house counsel and compliance officer for both mortgage originations and servicing companies. In addition, she has worked in the corporate law section of a private law firm where her practice included business law, estate planning, and employment law.

Dr. Loc Khuong is Chief Financial Officer at Asurity, where he manages all aspects of finance, leasing, treasury, risk management, financial reporting, financial analysis and audit.

Loc has spent more than 20 years in senior management positions as Chief Financial Officer, Vice President of Finance and Senior Director of Finance within various industries, including financial services, technology, healthcare, pharmaceutical distribution, manufacturing and services.

Loc is a seasoned financial leader with an accomplished background in building corporate infrastructure, financial systems and controls, financial planning and analysis, and internal, external reporting, audit and private placement. He has been consistently successful as an internal consultant in linking accounting, financial, and analytical skills to executives to deliver solutions. Loc has international experience with successful activities in Merger & Acquisition in the US, Europe, Mexico, Latin America and Asia.

Loc Khuong is an Accounting graduate from Loyola University of Chicago, holds an MBA and a Doctorate in Accounting from NSU.

Jonas is Chief Regulatory Counsel for Asurity’s RegCheck product team. Jonas has years of mortgage lending experience, with an emphasis on automated lending compliance. Jonas has managed the mortgage lending compliance requirements of multiple federal agencies and state jurisdictions, including but not limited to California, New York, Texas, and New Jersey, U.S. Department of Veterans Affairs, Federal Housing Administration, Fannie Mae, and Freddie Mac. He has also assisted with client negotiations with major lending institutions and nationally recognized banks. Jonas currently oversees the implementation of state, federal, and agency guidelines in RegCheck, an industry leading mortgage compliance software solution, and serves as Of Counsel to the Sandler Law Group to assist in all areas of mortgage lending compliance.

Education:
J.D., Loyola Law School
B.A., University of Washington

Chris Gray has 13 years of experience managing partnerships with his clients by providing meaningful solutions to complex problems. Through software, services, and industry insights, Chris has helped his clients make meaningful real-time business decisions while ensuring compliance in their respective jurisdictions.

As VP of Business Development Chris has experience in selling enterprise solutions and advisory services to C-Suite level executives. Chris specializes in HMDA, CRA, Fair Lending, Redlining as well as enterprise ERM/GRC, ALM, Stress Testing, BSA/AML, & Anti-Fraud products, and services.

Katey McBurney
Director, Client Success & Engagement

Katey McBurney is the Director of Client Success & Engagement for RiskExec. She brings over a decade of multi-industry, cross-functional experience to the company and its clients.

For the last several years, Katey has been responsible for building and leading RiskExec’s Client Success Team. In this role, she ensures customer satisfaction through detailed knowledge of the software and her experience in progressive client success and customer engagement roles throughout her career. Her primary role is to set the overall vision and strategic plan for the Client Success team, including working cross-functionally with the RiskExec team to ensure initiatives are aligned to meet the needs of RiskExec’s clients.

Through Katey’s leadership, the RiskExec Client Success team focuses on delivering positive customer experiences throughout the entire client lifecycle. Katey engages with clients of all sizes to solicit feedback, enhance the customer experience through her deep knowledge of the platform, and provide RiskExec’s leadership team with product enhancement opportunities. Katey also serves as an expert on the RiskExec platform, having provided demonstrations and training to clients of all sizes on all modules. She routinely leverages her expertise and experience in the platform to assist existing and prospective clients to better understand and leverage RiskExec in their daily business needs and practices. In addition, Katey manages the timely communication to RiskExec clients, leads sessions for RiskExec’s annual RiskExec Connect webinar and the Fair Lending Forum conference, and actively attends industry-wide events as a representative of RiskExec.

Katey’s previous experience includes serving as an Associate Director of Customer Success at the Knot Worldwide, where she helped build their customer success program. At TKWW, Katey developed and implemented department-wide strategies to improve customer experience and retention by working closely with the Product team and providing product-related customer feedback and enhancement requests.

Prior to her professional experience, Katey received her Bachelor of Arts in International Affairs and Spanish from James Madison University. While working remotely, Katey and her husband are raising their young family from the Blue Ridge Mountains in Roanoke, Virginia.

Ed Kramer is a Senior Advisor on the Asurity team. Ed brings decades of financial services experience and a wealth of expertise in regulatory and compliance matters, the mortgage and software industries, and business management and development.

Mr. Kramer serves as a Director of the recently created ICE Mortgage Technology (IMT). IMT combines the innovation and expertise of Ellie Mae, Simplifile and MERS, as the only provider focused on automating the entire mortgage process - from consumer engagement through loan registration and every step in between. IMT offers the only digital network that applies robust data connections across the industry to virtually every loan in the market.

Ed is also the Independent Director of Mortgage Electronic Registration Systems, Inc. (MERS). He has served in that capacity since April 2011. MERS serves as the mortgagee in the land records for loans registered on the MERS® System, and is a nominee (or agent) for the owner of the promissory note.The MERS® System is a national electronic registry system that tracks the changes in servicing rights and beneficial ownership interests in mortgage loans that are registered on the System.

From April 2016 to March 2020 he was a member of the Senior Advisory Board for Treliant, LLC, a multi-disciplinary compliance, risk management and strategic advisory firm for the financial services industry and consumer-oriented businesses.

Mr. Kramer was Executive Vice President, Regulatory Affairs at Wolters Kluwer Financial Services from late 2006 to the end of 2015. Prior to this position, Mr. Kramer was Deputy Superintendent of Banks in charge of the Consumer Services Division of the New York State Banking Department, which is responsible for performing consumer compliance and fair lending examinations and administering the Community Reinvestment Act. The division also coordinates economic development and CRA outreach activities with banks and community organizations.

Earlier in his career, Mr. Kramer served as First Senior Vice President and Director of Residential Mortgage Lending at The Dime Savings Bank of New York, and was Executive Assistant to the Superintendent of Banks.

Mr. Kramer is a member of the Northeastern Regional Board of Directors of Operation Hope, Inc. and serves on the Advisory Board of Neighborhood Housing Services of New York City (NHS). He is a lecturer at Pace University Center for Governance, Reporting & Regulation.

Mr. Kramer received his MBA in Management, with distinction, from Pace University.

Franci has over 15 years of experience in relationship management and communications. She segued into mortgage technology 8 years ago where she has been focused on everything from product growth and marketing to event planning and management.

As the Director of Strategic Relationships, Franci’s focus is to build relationships with best of breed solutions and partners that connect and complement Asurity’s dynamic solutions to help further streamline and solve client’s needs.

Jesse Taylor rejoined the RiskExec team summer of 2022 as the Director of Compliance Products and Services after her previous tenure with the company from 2015 to 2019. She brings with her over a decade of experience in Compliance having served in Fair Lending leadership roles at both depository and non-depository institutions.

Jesse’s experience includes completion of ground-up build-outs of fair lending analytic programs at multiple institutions, including facilitation of full-scope model validation projects in partnership with Quantitative Analytics and Model Risk departments. She has executed and supervised completion of risk assessments and fair lending reviews for underwriting, pricing, steering, redlining, branch distribution, marketing and servicing as well as assisted in examination preparation and response to multiple regulatory entities.

Arielle Sutherland is the Director, Compliance Services and Implementation for RiskExec, Inc. at Asurity. Arielle brings extensive knowledge and experience relating to collection, analysis, and validation of data collected under HMDA, CRA, and other fair lending regulations. Throughout her career as a Compliance Officer and Compliance Consultant, Arielle has developed a deep understanding of both the compliance and operational challenges facing banks and credit unions related to HMDA and CRA data and has served as a subject matter expert in these areas for the past decade. In addition, Arielle is currently working towards obtaining her Certified Regulatory Compliance Manager (CRCM) designation.

Jennifer Creger is an accomplished compliance risk management leader who partners with senior management and Boards of Directors to mitigate and manage risk through framework development, strategic planning, and regulatory compliance. Her early experience in working as an independent compliance and Bank Secrecy Act (“BSA”) software consultant built a strong understanding of risk management practices across various types of banks and operations. Throughout her career, she has been recognized for improving performance through enhanced risk mitigation, developing process simplification and controls, developing high performing teams, and leveraging a pragmatic approach to solving business issues.

As a compliance executive, she has provided subject matter expertise while partnering with lines of business to ensure a consistent risk management culture aligned with the corporate regulatory risk appetite. Jennifer has been the compliance liaison for federal regulatory exams, including those conducted by the Federal Deposit Insurance Corporation (“FDIC”). Building productive relationships with regulators while aligning compliance programs with regulatory expectations has been key to her successful leadership in exam management.

Jennifer developed several Community Reinvestment Act (“CRA”) strategic plans, shepherding senior management through market research, crafting goals acceptable to management and bank regulators, and authoring plan documentation required for approval. Jennifer’s work in fair and responsible banking includes more than 25 fair lending audits for banks throughout the southeast. She performed 80 pricing and underwriting tests, 20 redlining reviews, and multiple fair servicing tests for Crescent Bank’s subprime indirect auto lending operation.

Recently, as SVP of Compliance for Crescent Bank, Jennifer led the regulatory compliance function. She played an integral role in the development of the company’s Compliance Management System (“CMS”), BSA/Anti-Money Laundering (“AML”)/Office of Foreign Asset Control (“OFAC”) program, and CRA activities. She was responsible for developing the enterprise risk management (“ERM”) risk assessment program and aligning all risk assessments performed across the enterprise from a compliance perspective. Jennifer has leveraged her additional expertise in BSA, AML, and OFAC across financial services products and services, such as store value cards, indirect auto lending, software implementation, mortgage fraud, and risk assessments.

Her experience includes developing compliance issue management programs, key performance indicator (“KPI”) dashboards, corporate compliance training programs, credit reporting, privacy, and complaint management.

Jennifer has significant expertise in subprime indirect auto financing, deposit products, and commercial lending.

John Murphy is Principal Software Engineer for RiskExec at Asurity. He is responsible for the overall system/solution architecture and technology advancement of the RiskExec platform. John has over 20 years of software engineering experience, and leads the development of RiskExec's geospatial tools such as the maps and geocoder.

Mika Anderson is the Compliance Analyst for RiskExec at Asurity.

Mika works closely with our Services team, providing quality assurance on clients’ deliverables with her extensive knowledge of regulatory compliance. Having worked with over 50 lending institutions, Mika acts as a hand on guide throughout our HMDA and CRA scrubs by leading a team of experienced compliance specialists during our review process. Mika is an expert at nurturing & highlighting the talent of her team members in order to provide exceptional service to our clients. In addition, Mika also supports our Services team by assisting in the day to day management of ongoing engagements to ensure all client needs are met.

Brett Lewis is the VP of Software Development, RiskExec. He leads design, development, implementation, and support of the RiskExec line of compliance technologies in addition to providing innovative, custom solutions for RMS clients. He has continually sought to improve the offering by listening to the needs of clients, taking advantage of new technologies, and integrating cutting edge statistical and geospatial tools and services.

Brett has spent 15 years providing software tools, service, and support to the regulatory compliance industry. In addition to his work in technology, he has worked with a broad range of institutions in gathering, managing and submitting HMDA and CRA data. He has also operated as a consultant and manager on numerous large-scale loan review projects for some of the nation’s largest lenders. As a programmer analyst for ERS Group he developed a work order management system for a major energy provider and a real-time simultaneously ascending auction system for commodities trading in addition to his work on multiple compliance products. He has also served as an IT consultant for numerous businesses in various industries providing guidance and support as well building and maintaining custom solutions for property management, energy trading, and retail point of sale.

Brad McFarling is Vice President, Technology  for Asurity.

Mr. McFarling has been with AsurityDocs since 1987 and has been working in the legal software industry since graduating with a B.S. Degree in Computer Science and Mathematics in 1985.

Besides his duties with the Forms Development team, he is also the Senior IT Director for AsurityDocs, the senior software developer and systems architect for the legacy AsurityDocs’ document preparation system. Mr. McFarling pioneered many of today’s mortgage industry technologies such as remote document delivery, dynamic document templates and business to business integrations before they became the industry mainstays they are today. Mr. McFarling has also published articles in various trade journals.

Kelly Salloum is the Manager of Client Success for RiskExec at Asurity.

Kelly's primary duty is to respond to incoming support tickets from clients that have purchased licenses for Asurity's RiskExec product. RiskExec is a browser-based SaaS compliance analysis and reporting solution that automates HMDA, CRA, and fair lending processes. Kelly's other responsibilities include managing RiskExec client accounts, conducting client training during the implementation process, and completing due diligence requests for prospective and existing RiskExec clients.

As director of administrative services, Yvette oversees the long-range planning, direction and day to day management of all administrative operations and functions at Asurity.

Yvette has more than 30 years of experience working with C-Suite Executives and Senior Government Officials in various administrative roles. She has more than 20 years of experience working for various law firms including Gaston & Snow, Morgan Lewis & Bockius and Mayer Brown. Yvette has worked with Managing and Senior Partners on corporate mergers and acquisitions, registration statements, litigation, employment law and real estate. She worked for more than 8 years at the New York Stock Exchange (“NYSE”) both on Wall Street in NY and in Washington D.C. Her role in New York included serving as the right arm to the Executive Vice President and General Counsel and working closely with the CEO, Board of Directors and Management Committee members. While at the NYSE in Washington, D.C. she served as the Budget Administrator, the PAC (Political Action Committee) Administrator and the right arm to the Chief Lobbyist and Head of the office. In that role, she worked daily with senior lobbyists and was the direct liaison for schedulers and staff on Capitol Hill and the Securities and Exchange Commission (“SEC”) and handled all public affairs matters and administrative logistics. Most recently, Yvette served as Practice Administrator for the Chief Operating Officer and as Executive Assistant to the CEO and Founder of Promontory Financial Group in DC.