How Servicers Can Operationalize the New Requirements ONAP Establishes Permanent Loss Mitigation Framework HUD’s Office of Native American Programs (ONAP) has issued permanent loss mitigation requirements for loans guaranteed under the Section 184 Indian Housing Loan Guarantee and Section 184A Native Hawaiian Housing Loan programs. Published in Lender Letter 2026-03, the framework replaces prior COVID-era […]

The Secure Home Purchase: Defending PII in Today’s Lending Environment Securing a mortgage today requires more than financial readiness—it requires a disciplined approach to protecting Personally Identifiable Information (PII). While recent regulatory changes have reduced certain sources of exposure, the rapid evolution of AI-driven fraud has introduced new risks across the lending lifecycle. For both […]