Regulatory Updates   

CFPB Releases Revised ECOA Valuations Rule Factsheets

The CFPB recently published two Factsheets outlining lender obligations under the Equal Credit Opportunity Act (ECOA) Valuations Rule.

HMDA   Press Release   RiskExec   

2019 HMDA National Snapshot LAR Files Integrated Into RiskExec

Asurity announced on June 29, 2020 the immediate integration of the 2019 Home Mortgage Disclosure Act (HMDA) National Snapshot LAR files made available by the Consumer Financial Protection Bureau (CFPB) on Wednesday, June 24, into its RiskExec platform.

Fair Lending   

Fair Lending Compliance in the Time of COVID-19

With COVID-19 still top of mind for most, lenders cannot afford to assume that concerns of fair lending compliance will fade away.

Regulatory Updates   

MISMO Announces Certification Program for Remote Online Notarization

On April 22nd, MISMO announced a certification program for remote online notarization providers, designed to increase adoption of RON-enabled digital mortgage closings.

Industry Insight   Regulatory Updates   

CFPB Issues Request for Information to Assist Consumer Financial Protection Law Taskforce

On March 27th, the CFPB issued a public request for information (RFI) to obtain input on areas where it should focus its research and analysis. The comment period ends on June 1, 2020.

Compliance   Mortgage Insight   

Mortgage Loan Modifications Post-CARES Act

Our colleagues discuss mortgage loan forbearance activity in light of COVID-19 and suggest some approaches to prepare and execute on the potential flood of loan modifications to come.

CFPB   Regulatory Updates   

CFPB Issues Final Rule Raising Data Reporting Thresholds Under HMDA

On Thursday, April 16, the CFPB announced an amendment to Regulation C raising the loan-volume coverage thresholds for financial institutions reporting data under the Home Mortgage Reporting Act (HMDA).

GSE COVID-19 Update

Fannie Mae and Freddie Mac (the “GSE’s”) have issued additional guidance related to COVID-19 in an attempt to address lender’s concerns. The newest guidance from Fannie Mae in an update to Lender Letter 2020-3 provides additional information in the following areas on loans with application dates on or after April 

Press Release   

Our Coronavirus (COVID-19) Preparedness

At Asurity, we are working diligently to respond to the myriad of challenges we are all facing as a result of the spread of the Coronavirus (COVID-19).

HMDA   Press Release   RiskExec   

2019 HMDA Preliminary Modified LAR Files Integrated Into RiskExec

Asurity announced on Thursday, April 2, the immediate integration of the 2019 Home Mortgage Disclosure Act (HMDA) Preliminary LAR files made available by the Consumer Financial Protection Bureau (CFPB).

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