New approved lending areas create expanded opportunities for eligible Native American borrowers and participating lenders HUD Broadens Geographic Eligibility for Section 184 Lending HUD's Office of Native American Programs (ONAP) has expanded the approved lending areas for the Section 184 Indian Housing Loan Guarantee Program, adding new counties where eligible American Indian and Alaska Native […]
What servicers need to know as implementation begins The Department of Veterans Affairs (VA) has announced that servicers may begin submitting loans under the new VA Partial Claim Program beginning June 15, 2026. The announcement represents a significant milestone in the implementation of a foreclosure prevention program authorized by Congress through the 2025 VA Home […]
How Senate Bill 26-189 reshapes AI compliance expectations for lenders and financial institutions Colorado captured national attention in 2024 when it became the first state to enact a comprehensive artificial intelligence law governing the use of AI in consequential decisions, including lending, housing, employment, and insurance. The original legislation established an expansive compliance framework for […]
Applying for a mortgage is an exciting milestone—but it also requires sharing highly sensitive financial information. As a result, the mortgage process has become a prime target for cybercriminals seeking to exploit moments of urgency and complexity. Understanding the risks—and how to mitigate them—can help protect your information and your funds throughout the application and […]
By Jonas Hoerler, Chief Regulatory Counsel, RegCheck & Diane Jenkins, Partner, Sandler Law Group So far calendar year 2025 has brought with it some of the most significant changes to residential mortgage compliance the industry has seen in many years. Much of the federal activity eliminated policies the agencies considered “outdated,” reducing unnecessary compliance costs […]
