Compliance   Mortgage Insight   

Mortgage Loan Modifications Post-CARES Act

Our colleagues discuss mortgage loan forbearance activity in light of COVID-19 and suggest some approaches to prepare and execute on the potential flood of loan modifications to come.

CFPB   Regulatory Updates   

CFPB Issues Final Rule Raising Data Reporting Thresholds Under HMDA

On Thursday, April 16, the CFPB announced an amendment to Regulation C raising the loan-volume coverage thresholds for financial institutions reporting data under the Home Mortgage Reporting Act (HMDA).

GSE COVID-19 Update

Fannie Mae and Freddie Mac (the “GSE’s”) have issued additional guidance related to COVID-19 in an attempt to address lender’s concerns. The newest guidance from Fannie Mae in an update to Lender Letter 2020-3 provides additional information in the following areas on loans with application dates on or after April 

Press Release   

Our Coronavirus (COVID-19) Preparedness

At Asurity, we are working diligently to respond to the myriad of challenges we are all facing as a result of the spread of the Coronavirus (COVID-19).

HMDA   Press Release   

2019 HMDA Preliminary Modified LAR Files Integrated Into RiskExec

Asurity announced on Thursday, April 2, the immediate integration of the 2019 Home Mortgage Disclosure Act (HMDA) Preliminary LAR files made available by the Consumer Financial Protection Bureau (CFPB).

AsurityDocs   Industry Insight   Technology   

Capitalize on Increased Demand for HELOCs with Asurity’s Custom Loan Packages

With home values increasing and interest rates nearing all-time lows, lenders can expect to see a growing demand for HELOC programs as homeowners seek to capitalize on the equity they have in their homes.

Industry Insight   Regulatory Updates   

Fannie Mae and Freddie Mac Address Transition from LIBOR to SOFR

The Federal Housing Finance Agency announced the process by which Fannie Mae and Freddie Mac plan to transition from the use of LIBOR to SOFR as the standard index rate for adjustable rate mortgage (ARM) loan products.

Press Release   

COVID-19 Update: CFPB Issues Temporary Data Collection and Submission Relief

Institutions reporting 60,000 covered loans in the preceding calendar year were originally required to submit their first quarterly HMDA submissions in 2020 by May 30.

Industry Insight   Regulatory Updates   

Mortgage Broker and FTC Settle Over Yelp Reviews

On January 7th, the FTC alleged that a California mortgage broker violated federal law by posting its borrowers’ personal financial information on Yelp.

Press Release   

Asurity Receives HousingWire Tech100 Award for Third Consecutive Year

HousingWire’s annual Tech100 Award, celebrating the 100 most innovative technology companies serving the mortgage and real estate industries, once again recognized Asurity for its market leading mortgage-tech solutions.

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