Fannie Mae’s new artificial intelligence (AI) and machine learning (ML) governance framework went into effect for Seller/Servicers on August 6, 2026 (Lender Letter LL-2026-04). While the guidance directly targets industry participants selling to or servicing for Fannie Mae, its operational reach extends heavily into the third-party vendor ecosystem. As lenders implement required risk management policies, […]
Mortgage lenders and servicers continue to respond to shifting borrower needs, emerging technologies, and changes in government and investor programs. These developments can create opportunities to expand product offerings and improve efficiency, but they can also introduce new documentation, disclosure, compliance, and operational considerations. Here are five trends influencing mortgage compliance in 2026 and the […]
How Senate Bill 26-189 reshapes AI compliance expectations for lenders and financial institutions Colorado captured national attention in 2024 when it became the first state to enact a comprehensive artificial intelligence law governing the use of AI in consequential decisions, including lending, housing, employment, and insurance. The original legislation established an expansive compliance framework for […]
This article was originally published as part of Asurity’s thought leadership series with ACUMA and is shared here to extend the conversation beyond the ACUMA member community. Fair lending compliance is entering a new phase. While traditional risk areas remain under scrutiny, emerging issues — algorithmic bias, digital redlining, appraisal discrimination, and opaque decisioning — […]
Across the credit union landscape, leaders are navigating a growing paradox: rising complexity, shrinking teams. Lean teams aren’t a trend. They’re the reality many credit unions are navigating day to day, with no signs of slowing. Fewer hands. Less time. Yet the same expectations. The same regulatory complexity. The same pressure to deliver cleaner, faster, […]
By Scott Sykes, CISO, Asurity Synthetic identity fraud is one of the fastest-growing financial threats in the U.S. - and it’s getting a major boost from artificial intelligence. By blending real and fake information, fraudsters are now using AI to create entirely new “people” with convincing digital footprints. These synthetic identities are not only difficult […]
Washington, DC (August 20, 2024) - Asurity Technologies, LLC (“Asurity®”), a leader in consumer lending compliance software, mortgage closing support, and advisory services, is proud to announce its partnership with Infrrd, a leading provider of AI-driven document processing solutions, in unveiling MortgageCheckai — a revolutionary technology platform designed to expedite pre-fund and post-close loan audits […]
