Now more than ever, it’s essential for financial institutions to take part in the evolution of fair lending and compliance initiatives. The compliance function, along with the lending industry as a whole, is undergoing a digital transformation, and it’s essential that lenders keep up with impactful trends. One of the best ways to stay on […]

Understanding fair lending exposure and what it means for your bank or financial organization is essential to managing discriminatory risks and remaining compliant. Having the right fair lending software can significantly impact a lending institution’s ability to monitor potential fair lending risks across the entire enterprise. Let’s explore the most important features to consider when […]

Loan servicers currently operate between a rock and a hard place. Borrowers want high-quality service. Regulators demand that products and services are provided fairly and equitably.

With COVID-19 still top of mind for most, lenders cannot afford to assume that concerns of fair lending compliance will fade away.

Lenders should make sure all their fair-lending policies, procedures, and documentation remain fresh, are actively used, and are effective.

Ensuring banks receive full credit for their LMI community work means allowing for context, freedom, and customization in contemporary CRA approach.

Nine million households are unbanked and 26 million are underbanked in the United States. Can the USPS help end the cycle of high-interest debt?

Is artificial intelligence an inevitable next step for compliance management?

A quick review of borrower and loan criteria will help you identify whether the affordable home loan program is suitable for a particular client or population that you are trying to serve.

The Federal Deposit Insurance Corporation (FDIC) issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in January 2017.