The 21st Century ROAD (Renewing Opportunity in the American Dream) to Housing Act became law on July 11, 2026, establishing a broad new framework intended to increase housing supply, reduce development barriers, and expand access to affordable homeownership and rental housing. The bipartisan law brings together dozens of housing-related reforms affecting federal housing programs, residential […]

This article was originally published as part of Asurity’s thought leadership series with ACUMA and is shared here to extend the conversation beyond the ACUMA member community. CRA and fair lending requirements are often viewed through the lens of compliance — obligations to be met, exams to be passed, findings to be avoided. But for […]