Mortgage lenders and servicers continue to respond to shifting borrower needs, emerging technologies, and changes in government and investor programs. These developments can create opportunities to expand product offerings and improve efficiency, but they can also introduce new documentation, disclosure, compliance, and operational considerations. Here are five trends influencing mortgage compliance in 2026 and the […]

How Servicers Can Operationalize the New Requirements ONAP Establishes Permanent Loss Mitigation Framework HUD’s Office of Native American Programs (ONAP) has issued permanent loss mitigation requirements for loans guaranteed under the Section 184 Indian Housing Loan Guarantee and Section 184A Native Hawaiian Housing Loan programs. Published in Lender Letter 2026-03, the framework replaces prior COVID-era […]