On March 20, 2023, the CFPB released the preliminary 2022 HMDA Peer Modified LARs. Our team has downloaded, converted, and checked the data.  It is now loaded into RiskExec for immediate use. This year’s data has over 16 million records as compared to 26.12 million for 2021. In 2022, there were approximately 8.37 million Originations compared […]

RiskExec has recently been updated to include the following enhancements: HMDA and CRA Modules 2023 FFIEC Geocoding RiskExec is now checking 2023 HMDA and CRA geocoding data against the FFIEC’s 2023 geocoding site. The RiskExec FFIEC Geocoding report will display FFIEC geocodes within a few days of the FFIEC making them available. RiskExec will then […]

RiskExec has recently been updated to include the following enhancements: 1071 Small Business Lending Module Now Available in RiskExec  RiskExec has launched its new 1071 Small Business Lending module (preliminary and based on the NPRM guidance) to enable users to prepare their 1071 Small Business Lending data for submission.  With the new RiskExec 1071 module, […]

RiskExec has recently been updated to include the following enhancements: Redlining Module Advanced Analysis: Exclude Peers Without Branches Users can now choose to only include peers in their analysis that have branches in the geographies selected during analysis setup.  The OCC has recently considered peer groups with lenders at 50-200% of the institution’s LAR, or […]

Click here to access the 2023 OCC Fair Lending Guidelines: https://occ.gov/publications-and-resources/publications/comptrollers-handbook/files/fair-lending/index-fair-lending.html

RiskExec has recently been updated to include the following enhancements: 2021 Community Reinvestment Act (CRA) Peer Data Available On December 15, 2022, the Federal Financial Institutions Examination Council (FFIEC) announced the availability of the 2021 Community Reinvestment Act (CRA) peer data. This dataset includes small business, small farm, and community development lending data reported by […]

RiskExec has recently been updated to include the following enhancements: Fair Lending Module Decisioning Regression Analysis Results: Highlighting Significant Model Agreement  If the Model Agreement is greater than or equal to 10% above either subagreement, meaning the Model Predicted Positive-Actual Positive or Model Predicted Negative-Actual Negative in the the Concordance (Confusion) matrix, RiskExec will highlight […]

RiskExec has recently been updated to include the following enhancements: Batch Geocoding ModuleAbility to Import LocationsUsers can now import their own list of locations using the Batch Geocoding module.  To import a list of locations, create a .CSV file with the following column headers: Group, Location Type, Name, ID, Address, City, State, and Zip Code. […]

RiskExec has recently been updated to include the following enhancements: Batch Geocoding ModuleAbility to Run Proxies Users can now import proxy data into the Batch Geocoding module, as well as run proxies on files that have been uploaded into the Batch Geocoding module. To run proxies on a file, select the file from the list, […]

Redlining Analysis Peer and Market Results Now Available in 2022 Dataset Analyses Users are now able to get peer and market results when running a Streamlined or Advanced Redlining analysis using a 2022 dataset.   Redlining Analysis: Select In-Scope Geographies Screen Update The purple color in the legend on the Redlining Analysis: Select In-Scope Geographies […]