By Scott Sykes, CISO, Asurity

In an era of constant connectivity, protecting your personal and financial information has never been more urgent. Identity theft isn’t just an inconvenience—it can cause long-term damage to your credit, finances, and peace of mind. As data breaches and fraud tactics grow more sophisticated, individuals and institutions alike must take a proactive stance on security. At Asurity, we understand how critical it is to stay a step ahead. Here are 11 practical strategies to help you outsmart identity thieves and protect what matters most.

1. Freeze Your Credit

Placing a credit freeze with all three major credit bureaus is one of the most effective ways to prevent identity thieves from opening new accounts in your name—even if they have your personal information. A freeze doesn’t affect your credit score and can be lifted temporarily when needed.

You can request a freeze directly from each bureau:

• Experian
• Equifax
• Transunion

2. Enable Banking and Credit Alerts

Set up real-time mobile alerts from your bank and credit card providers. These alerts help you detect suspicious activity and respond quickly to unauthorized transactions.

3. Monitor Your Credit Reports Regularly

Request your free credit report from each bureau annually at annualcreditreport.com. Review it carefully for unfamiliar inquiries or accounts—early signs of potential fraud.

4. Use Strong, Unique Passwords

Avoid reusing passwords across accounts. Instead, use a password manager to generate and store strong, complex passwords unique to each login.

5. Stay Alert to Phishing Attempts

Phishing emails and fake text messages remain a top threat. Don’t click on unfamiliar links or download attachments from senders you don’t recognize.

6. Opt Out of Pre-Approved Credit Offers

Reduce your risk by opting out of unsolicited credit offers at optoutprescreen.com. These can be intercepted and misused if stolen from your mailbox.

7. Shred Sensitive Documents

Invest in a cross-cut shredder for bills, tax documents, medical records, and anything else containing personal information before disposal.

8. Limit What You Share on Social Media

Keep personal details like your birthdate, hometown, and pet names off public platforms—cybercriminals use these to answer security questions and gain access.

9. Secure Your Mail

Switch to a locking mailbox or pick up your mail promptly to prevent theft of credit card statements, tax forms, or checks.

10. Store Documents in a Safe

Keep Social Security cards, passports, and other critical documents in a locked, fireproof safe—especially if you share your living space.

11. Use Antivirus Software and a VPN

Keep your devices secure with regularly updated antivirus software. When accessing public Wi-Fi, use a reputable virtual private network (VPN) to protect your data.

Why It Matters:

Identity theft can take years to recover from—and prevention is far easier than repair. With billions of personal records compromised annually, implementing a few smart safeguards can drastically reduce your exposure. These best practices help detect fraud early, deter theft, and reinforce your control in an ever-digital world.

At Asurity, we champion compliance, security, and forward-thinking practices that protect both consumers and financial institutions. Stay safe. Stay informed.