Seven Questions with Asurity Director of Marketing Events & Client Engagement, Darci Johnson! Meet Darci Johnson! She’s the Director of Marketing Events & Client Engagement here at Asurity and last month, we celebrated her 23rd anniversary with our team! Describe what you do at Asurity/SLG in 3 words or less. DJ: Plan, Coordinate, Facilitate What […]

Loan servicing fees are charges imposed by loan servicers to manage and administer a borrower’s loan. These fees cover a range of services, including processing payments, maintaining records, providing customer support, and handling escrow accounts for property taxes and insurance. While these services are essential for the smooth operation of the lending process and recovering […]

How long have you been in the industry and what brought you to it?I have been working in the industry for over 7 years. My journey began when one of my university professors introduced me to the financial sector, where I worked for about 7 years. After that, I ventured into other areas such as […]

The document notarization process is finally catching up with the way people and businesses operate in today’s digital world. Remote online notarization (“RON”) uses technology to expedite and simplify a process which has traditionally been cumbersome and inconvenient, particularly for those living in rural areas. With the advent of RON, individuals are able to execute […]

Seven Question with Asurity/Sandler Law Group HR Director, Lisa Torgerson! Meet Lisa Torgerson! She’s the Human Resources Director here at Asurity/SLG and last month, we celebrated her 12th anniversary with our team! Describe what you do at Asurity/SLG in 3 words or less. LT: Guide, Enter, Follow-up. I guide the firm/company and its employees through […]

On June 5, 2023, Colorado Governor Jared Polis signed HB23-1229, a new law to opt the state out of Sections 521 to 523 of the Depository Institutions Deregulation and Monetary Control Act of 1980 (“DIDMCA”).  The legislation takes effect on July 1, 2024, and applies to all consumer credit transactions made or renewed on or […]

On May 10, 2023, the Consumer Financial Protection Bureau (“CFPB”) issued Consumer Financial Protection Circular 2023-02 (“CFPC  2023-02” or the “Circular”). In CFPC 2023-02, the CFPB considers the following question: After consumers have closed deposit accounts, if a financial institution unilaterally reopens those accounts to process a debit (i.e., withdrawal, ACH transaction, check) or deposit, […]

On April 26, 2023, both the Federal Deposit Insurance Corporation (“FDIC”)[1] and the Office of the Comptroller of the Currency (“OCC”)[2] issued additional guidance regarding overdraft and non-sufficient funds (“NSF”) transactions and fees. Both publications included a discussion of unfair, deceptive, or abusive acts and practices (“UDAAP”)[3] risks associated with “Authorize Positive, Settle Negative” (“APSN”) […]

In October 2021 the U.S. Department of Justice (DOJ) announced the launch of a new redlining enforcement initiative.  Since that time, government agencies such as the Consumer Financial Protection Bureau (CFPB), the DOJ, the Federal Housing Finance Agency (FHFA), and the Federal Trade Commission (FTC) have all ramped up enforcement and supervisory activities focused on […]

Seven Question with Principal Software Engineer, John Murphy! Meet John Murphy! He’s our Principal Software Engineer at RiskExec and this April, we celebrated his 5th anniversary with our team! Describe what you do at Asurity in 3 words or less.JM: I build RiskExec. How did you discover your passion for software programming/engineering?JM: I have always […]