When time and trust are on the line, “good enough” doesn’t cut it. Members expect faster answers. Examiners expect stronger controls. And your team needs a way to deliver—without burning out or falling behind. For too many credit unions, the real friction isn’t people. It’s the process. Manual TRID reviews. Rework on doc packages. Audit […]

By Jonas Hoerler, Chief Regulatory Counsel, RegCheck & Diane Jenkins, Partner, Sandler Law Group Internal defenses aren’t enough. Today’s fraudsters target your customers’ trust just as much as your So far calendar year 2025 has brought with it some of the most significant changes to residential mortgage compliance the industry has seen in many years.  […]

Internal defenses aren’t enough. Today’s fraudsters target your customers’ trust just as much as your systems. The strongest programs pair rock-solid internal controls with brand integrity and crystal-clear customer communications. 1) Fortify the core 2) Own your public attack surface Fraudsters spoof your identity before they steal your data. 3) Standardize customer touchpoints Make it […]

Across the credit union landscape, leaders are navigating a growing paradox: rising complexity, shrinking teams. Lean teams aren’t a trend. They’re the reality many credit unions are navigating day to day, with no signs of slowing. Fewer hands. Less time. Yet the same expectations. The same regulatory complexity. The same pressure to deliver cleaner, faster, […]

By Scott Sykes, CISO, Asurity Synthetic identity fraud is one of the fastest-growing financial threats in the U.S. - and it’s getting a major boost from artificial intelligence. By blending real and fake information, fraudsters are now using AI to create entirely new “people” with convincing digital footprints. These synthetic identities are not only difficult […]

By Scott Sykes, CISO, Asurity In an era of constant connectivity, protecting your personal and financial information has never been more urgent. Identity theft isn’t just an inconvenience—it can cause long-term damage to your credit, finances, and peace of mind. As data breaches and fraud tactics grow more sophisticated, individuals and institutions alike must take […]

By Jonas Hoerler, Chief Regulatory Counsel, RegCheck & Diane Jenkins, Partner, Sandler Law Group Part One of this series discussed the role of states in filling the gap left by the current administration pulling back the role of the CFPB. Part Two will discuss how the courts and the mortgage industry itself may respond to […]

By Scott Sykes, CISO, Asurity If you receive a package you didn’t order, you may be the unknowing target of a brushing scam—a deceptive tactic used by third-party sellers on e-commerce platforms to boost product reviews and rankings. Here’s how it works: sellers send low-value items to individuals using names and addresses often sourced from […]

By Jonas Hoerler, Chief Regulatory Counsel, RegCheck & Diane Jenkins, Partner, Sandler Law Group For mortgage lenders and servicers as well as other players in the consumer financial services industry, it may truly be the end of an era.  Since its inception, the Consumer Financial Protection Bureau (“CFPB”) has been a guiding force to the […]

When we are tired, we are susceptible to deception. As much as you feel you are armed and ready to spot a scam, this isn’t always true when you’re tired, multitasking, stressed or just overwhelmed with life. Even the most astute individuals can fall prey to scams when their cognitive abilities are temporarily compromised. Research […]