How Servicers Can Operationalize the New Requirements ONAP Establishes Permanent Loss Mitigation Framework HUD’s Office of Native American Programs (ONAP) has issued permanent loss mitigation requirements for loans guaranteed under the Section 184 Indian Housing Loan Guarantee and Section 184A Native Hawaiian Housing Loan programs. Published in Lender Letter 2026-03, the framework replaces prior COVID-era […]

The Secure Home Purchase: Defending PII in Today’s Lending Environment Securing a mortgage today requires more than financial readiness—it requires a disciplined approach to protecting Personally Identifiable Information (PII). While recent regulatory changes have reduced certain sources of exposure, the rapid evolution of AI-driven fraud has introduced new risks across the lending lifecycle. For both […]

This article was originally published as part of Asurity’s thought leadership series with ACUMA and is shared here to extend the conversation beyond the ACUMA member community. CRA and fair lending requirements are often viewed through the lens of compliance — obligations to be met, exams to be passed, findings to be avoided. But for […]

This article was originally published as part of Asurity’s thought leadership series with ACUMA and is shared here to extend the conversation beyond the ACUMA member community. Debanking has become one of the most complex and sensitive issues facing financial institutions today. At its core, the debate reflects a difficult balancing act: managing financial crime […]

This article was originally published as part of Asurity’s thought leadership series with ACUMA and is shared here to extend the conversation beyond the ACUMA member community. Fair lending compliance is entering a new phase. While traditional risk areas remain under scrutiny, emerging issues — algorithmic bias, digital redlining, appraisal discrimination, and opaque decisioning — […]

This article was originally published as part of Asurity’s thought leadership series with ACUMA and is shared here to extend the conversation beyond the ACUMA member community. For credit union leaders, compliance has long been viewed as a necessary safeguard — a function designed to meet regulatory expectations and avoid adverse findings. But today’s environment […]

Last updated: November 2025 Saving passwords in your browser might seem convenient — until it isn’t. Chrome, Edge, Safari, and Firefox all store credentials in plain view to anyone who gains access to your device or account. Unlike dedicated password managers, browser storage lacks encryption, multifactor authentication (MFA), and oversight. Here’s a quick five-step plan […]