Mortgage lenders are approaching an important appraisal reporting deadline. Beginning November 2, 2026, Fannie Mae and Freddie Mac will require UAD 3.6 for all new appraisal reports submitted through the Uniform Collateral Data Portal (UCDP). The Uniform Appraisal Dataset (UAD) is a standardized industry dataset for appraisal property reporting. Although UAD 3.6 has been available […]

Fannie Mae’s new artificial intelligence (AI) and machine learning (ML) governance framework went into effect for Seller/Servicers on August 6, 2026 (Lender Letter LL-2026-04). While the guidance directly targets industry participants selling to or servicing for Fannie Mae, its operational reach extends heavily into the third-party vendor ecosystem. As lenders implement required risk management policies, […]