Discover how Propel™ streamlines DSCR loan production. Generate compliant DSCR documentation nationwide, close faster, and scale investor lending with seamless integration and compliance-first automation.
The Federal Housing Finance Agency (FHFA) has released the new 2026 conforming loan limits — key numbers that determine which loans are eligible for purchase by Fannie Mae and Freddie Mac. These limits are recalculated each year to reflect changes in home prices and differ across standard and high-cost markets.
For 2026, the baseline conforming loan limit for one-unit properties is $832,750, up from $806,500 in 2025 — an increase of $26,250.
Loans exceeding these thresholds are classified as jumbo and fall outside the GSE eligibility framework.
These updates have a ripple effect across pricing, eligibility, borrower qualification, and system configurations. Ensuring timely updates to documentation, product setups, and compliance rules is essential as lenders prepare for the new limits to take effect.
Read the full Lender Letter (LL-2025-04)
Keeping loan setups aligned with annual FHFA updates is critical. If you’d like support validating your documents, eligibility logic, or compliance rules for 2026, our team can help ensure your systems remain accurate and audit-ready.Contact us for assistance preparing for 2026 loan limit changes.
Discover how Propel™ streamlines DSCR loan production. Generate compliant DSCR documentation nationwide, close faster, and scale investor lending with seamless integration and compliance-first automation.
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